Heavy Lifting Requires Stronger Insurance

As powerlifting gym owners, we got tired of policies that penalized our passion. Our strength-focused coverage protects your equipment, members, and future without breaking your budget.

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Why Choose Gym Insurance+?

✅ Designed by Gym Owners Who Get It

As gym owners ourselves, we've dealt with the same insurance limitations you face. We know the real risks of a thriving gym—and what's just insurance companies overreacting. That's why our policies accommodate everything from 24/7 gym access to kid's camps to community events. We protect what matters because we've built what matters.

✅ Better Coverage for Lower Prices

We've eliminated unnecessary coverage bloat to focus on what gyms actually need. That's why we can offer more comprehensive protection at lower rates. One standout example? Higher medical payments coverage—so when a member tweaks something during a workout, you can confidently recommend they get checked out without liability or fault. We emphasize protecting your community's health while keeping your business strong.

✅ We Cover Your Gym, Your Way

We don't just insure your gym—we protect your community's lifestyle. Bring the dogs, welcome the kids, build your own rigs, host those ice baths, throw events, and create the culture that makes your gym special. Where other insurers see risks, we see what makes your gym authentic.

How It Works

1. Get your quote

Answer a few questions about your business to get your quote.

2. Review

Licensed insurance agents are here to help if needed.

3. Buy

Coverage starts when you need it. Get your certificate of insurance instantly.

4. Easy support

24/7 online access to your policy documents. File claims and more, all online.

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Frequently Asked Questions

Does my policy cover tournaments and exhibitions?

Yes, our plan includes coverage for in-house competitions and events, protecting both participants and spectators.

Are my coaches, employees, and volunteers covered?

Yes! Your coaches, employees, temporary workers, and volunteers are all covered under your General Liability policy. Any non-W2 personal trainers (e.g. 1099 contractors) can also be covered on your Professional Liability policy when you add them as 'additional insureds' for only $20 per person/year. Learn more here.

Will you cover my legal defense costs?

Yes—coverage for legal defense costs is an important part of your policy. If you’re sued, even if you’re not at fault, we will appoint an attorney to defend you, even if the lawsuit is groundless. We will pay these defense costs on your behalf.

What's the difference between Medical Payments and Accident Coverage?

Medical Payments coverage is built in to your General Liability Policy and helps cover minor medical expenses for injuries that might occur at your gym—regardless of fault. Often called "goodwill coverage", you can offer to cover emergency room visits or first aid for a gym member. You'll file this like a regular insurance claim with us and we'll reimburse you up to the limits of your policy.

Accident Coverage is a separate policy that's often offered by non-gym-specialized insurance companies. These policies offer broader protection, but we generally only recommend this additional insurance cost in certain situations. If you think you might want this coverage, we can help.

Does my policy cover kids' classes and camps?

Yes! Your policy will cover instruction for any students older than 2 years old.

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Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.

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