We get you—because we are you—and we'll go to bat for you every time. No other insurance company cares about CrossFit Affiliates as much as we do.
Fill out ApplicationApply onlineYou can apply online or by completing our questionnaire. If you apply online, you'll get a quote instantly. If you fill out the questionnaire, one of our licensed insurance agents will review your answers and reply with your quote within 24 hours.
If you already have liability insurance coverage and would like for us to help you compare policies, email a copy of your policy documents to sales@gyminsurance.com.
As gym owners ourselves, we've dealt with the same insurance limitations you face. We know the real risks of a thriving gym—and what's just insurance companies overreacting. That's why our policies accommodate everything from 24/7 gym access to kid's camps to community events. We protect what matters because we've built what matters.
We've eliminated unnecessary coverage bloat to focus on what gyms actually need. That's why we can offer more comprehensive protection at lower rates. One standout example? Higher medical payments coverage—so when a member tweaks something during a workout, you can confidently recommend they get checked out without liability or fault. We emphasize protecting your community's health while keeping your business strong.
We don't just insure your gym—we protect your community's lifestyle. Bring the dogs, welcome the kids, build your own rigs, host those ice baths, throw events, and create the culture that makes your gym special. Where other insurers see risks, we see what makes your gym authentic.
Yes! Our policies meet all CrossFit Affiliate insurance requirements. Even though CrossFit currently recommends CrossFit RRG insurance, our policies match CrossFit RRG's in all CrossFit Affiliate requirements, and exceed their coverage on other areas that we know are super important to gym owners. Check out our detailed comparison pages with CrossFit RRG, Affiliate Guard, NEXT Insurance, and more for all the details.
Yes, our plan includes coverage for in-house competitions and events, protecting both participants and spectators.
We've gotten this question a lot, especially from former CrossFit RRG customers, so we wanted to make sure you know that we do cover your home-made equipment that you use in your gym!
Yes! Your employees, temporary workers, and volunteers are all covered under your General Liability policy. Any non-W2 personal trainers (e.g. 1099 contractors) can also be covered on your Professional Liability policy when you add them as 'additional insureds' for only $20 per person/year. This is a great price for great liability coverage. Learn more here.
Yes—coverage for legal defense costs is an important part of your policy. If you’re sued, even if you’re not at fault, we will appoint an attorney to defend you, even if the lawsuit is groundless. We will pay these defense costs on your behalf.
Medical Payments coverage is built in to your General Liability Policy and helps cover minor medical expenses for injuries that might occur at your gym—regardless of fault. Often called "goodwill coverage", you can offer to cover emergency room visits or first aid for a gym member. You'll file this like a regular insurance claim with us and we'll reimburse you up to the limits of your policy.
Accident Coverage is a separate policy that's often offered by non-gym-specialized insurance companies. These policies offer broader protection, but we generally only recommend this additional insurance cost in certain situations. If you think you might want this coverage, we can help.
Answer a few questions about your business to get your quote.
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Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.
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