Professional Liability Insurance

Instant coverage to protect against claims related to training advice

as low as $19/month

Why Choose Gym Insurance+?

✅ Fitness Specific Coverage

Tailored protection for Olympic lifting, high-intensity training, gymnastics-style tumbling, and specialized equipment. Includes gym-friendly coverage for kids' programs, 24/7 gym access, cold plunges, and more.

✅ 35% Lower Rates

Save on premium costs while maintaining comprehensive coverage for your gym

✅ Same Day Coverage Available

Buy online and get instant coverage, starting today

Frequently Asked Questions

What is Professional Liability insurance?

Professional Liability insurance protects against claims of negligence, errors, or mistakes in your professional services. This insurance is essential for any fitness professional, personal trainers, group fitness instructors, fitness consultants, nutrition coaches, and exercise physiologists. Many affiliate groups, such as CrossFit, require professional liability for their certified trainers.

What does Professional Liability insurance cover?

Our policies offer comprehensive protection for fitness professionals:

  • Training Services
    • Exercise program design
    • Fitness assessment errors
    • Training technique instruction
    • Equipment use guidance
    • Nutrition advice
    Client Claims
    • Training injuries
    • Worsened conditions
    • Improper advice
    • Failed results
    • Privacy breaches
    Legal Protection
    • Defense costs
    • Settlements
    • Court fees
    • Expert witnesses
    • Documentation expenses

What are some common claims examples?

Here are a few examples of what we cover:

  • Injuries from recommended exercises
  • Worsened existing conditions
  • Inappropriate program design
  • Failure to assess health conditions
  • Mishandled personal information

How It Works

1. Get your quote

Answer a few questions about your business to get your quote.

2. Review

Licensed insurance agents are here to help if needed.

3. Buy

Coverage starts when you need it. Get your certificate of insurance instantly.

4. Easy support

24/7 online access to your policy documents. File claims and more, all online.

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Ask us anything—we'll answer.

We've earned the trust of hundreds of fitness professionals with our transparent, helpful approach to insurance.
Ask us anything ✨

Get answers to your questions in real time—without the pressures of talking to someone, and on your own schedule.

Compare your policies & coverage online✨

Upload your current policy or quotes and we'll compare prices and coverage, instantly. Highly recommended!

Need urgent help? 🚨

If it's during business hours, call (269) 430-2997 to speak with a licensed insurance agent.

Send us an email ✉️

Email is still a great way to ask a question! Send us an email at support@gyminsurance.com and we'll get back to you asap.

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Don't let high costs or inadequate coverage hold your gym back. Protect your business and your students with insurance built for you.

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