Yes! Some providers, like Gym Insurance+, offer personal trainer insurance without certification, allowing you to get coverage even if you’re new to the industry or still working on your certification. However, some insurers may require certification from ISSA, NASM, ACE, AFAA, YA, or CrossFit for full liability protection.

No, you don’t need an LLC to get personal trainer insurance. Independent trainers can purchase liability coverage as a sole proprietor. However, forming an LLC may offer additional legal protection by separating personal and business liabilities.

The cost of personal trainer insurance varies but typically starts at $15–$50 per month, depending on coverage options and location.

Affordable personal trainer insurance starts at under $10/month for basic liability coverage. Compare Gym Insurance+, Next, K&K, and IFG to find the best rates.

Many gyms require trainers to have personal (general) liability insurance before working with clients.

Yes! Some providers, like Gym Insurance+, offer professional liability insurance to protect against claims related to remote training sessions. If you train clients virtually, you should double check to make sure your insurer covers you for these classes.

The best group fitness instructor insurance depends on your needs. Some insurers won't cover martial arts, boxing, or online fitness instructors. Gym Insurance+ offers full coverage for Personal trainers (certified & non-certified), CrossFit coaches, Martial Arts instructors, Yoga & Pilates instructors (including aerial yoga), Strength & Conditioning coaches, group fitness instructors (HIIT, boot camps, dance, cycling, etc), and online personal trainers.

Independent trainers need customized liability insurance that covers multiple locations, including gyms, studios, and outdoor spaces. Gym Insurance+ provides flexible policies to fit these needs.