Martial Arts Insurance Application

Name: General Liability Insurance
Brand: Gym Insurance
Price: 29.99 USD

As your insurance partner, our primary goal is to support your business and help keep your athletes healthy. This questionnaire helps us understand your unique operations so we can provide coverage that protects you while you focus on what matters most—creating a thriving community of healthy, strong members.

Answering our questionnaire takes most people about 15-20 minutes. If you would prefer to skip these questions and talk to us directly, send us an email at sales@gyminsurance.com and we'll reach out with next steps.

Business Information

What is the legal name of your business?*Select legal entity type (LLC, S-Corp, Sole Proprietorship, etc)*Is your business a non-profit?*YesNoWhen did you open your gym?*What is your business website?What is your email address?*What's your mailing address? (this is where you receive any official business mail)*Check all styles of martial arts offered by your business:Not listed above? Please describe:

* Note: Coverage for these styles apply only to instruction/training type programs. Events, competitions, or tournaments in which the insured's members participate with these styles are excluded and not covered under this program.

Location Details

What is the name your members know your gym by (your DBA)?*What is the physical address where your gym is located?*Do you operate multiple gym locations? If yes, add business names and addresses for each.

Facility Info

Do you rent or own your facility?*RentOwnWhich best describes your gym space?*What type of flooring do your members perform workouts on?*Do other businesses' clients walk through your gym to access their space?*YesNoIs your gym located on the ground floor of your building? This is important for noise and vibration considerations.*YesNo

Additional Services

Pet Policy

Are dogs permitted inside your facility?*YesNoIf dogs are allowed, must they be kept on a leash while in your facility?YesNoDo you have a specific area of your gym designated for pets?YesNoAre your members permitted to bring their own dogs to your facility?YesNoIf you operate a home gym, does your homeowners insurance policy include coverage for dogs?YesNo

Child Services

Do you have a specific area set aside for childcare in your facility?*YesNoDo you have a person whose primary role is supervising children?YesNoDo you offer youth-specific classes or programs for children under 18?*YesNoDo you conduct background checks on all staff or volunteers who work with minors?YesNoDo you have formal written policies to prevent misconduct that you actively enforce?YesNoWhat is the age of the youngest athlete who participates in any of your programs?*

Business Operations

How many people do you have on payroll as W-2 employees?*How many coaches or staff do you have as 1099 independent contractors?*Do you offer open mat hours or 24/7 access?*YesNoCan members access your facility when staff isn't present?*YesNoDo you have safety rules and guidelines for workouts posted visibly in your facility?*YesNoWhat formal steps do your coaches follow when someone gets hurt during a class?*Have you developed written procedures for responding to medical emergencies, fires, or other incidents?*YesNoHow do you assess and introduce new members to your gym?*Do you have new members complete a form to capture their medical conditions or limitations?*YesNoWhen members disclose health concerns, how do you respond?*What certifications do you require your coaches to have (e.g. CF-L1, CPR/AED)?*How often do you formally inspect your equipment for safety and condition?*Do you maintain documentation of equipment repairs, inspections, and replacements?*YesNoDo all your participants sign liability waivers before participating in activities?*YesNoHow do you collect liability waivers from your members?*If you suspect a member has a concussion, does your action plan include all of the following?*
(1) Immediately removing the participant from play or practice; (2) Keeping the participant out of play or practice until they provide written clearance from a licensed physician; (3) Confirming sports liability waivers (informed consent) from parents and/or players are secured.YesNo

Business Scale

What is your total number of active members across all locations?*What is your expected total income before expenses for the current year?*What would it cost to replace all your equipment, rigs, flooring, inventory, and other business property?*

Facility Features

How many pools or water features for swimming/recovery do you have? (do not include cold plunge here)*How many saunas, including traditional, infrared, or steam rooms, do you have?*Has your staff been educated on safe sauna operation?YesNoDo you use a timer to limit sauna session duration?YesNoAre safety rules fo sauna use posted visibly?YesNoAre emergency instructions posted in case of sauna-related incidents?YesNoHow many climbing peg boards do you have?*How many walls designed for climbing activities do you have?*What is the distance from the floor to the highest climbing point, in feet?How many UV tanning beds or booths do you have?*How many cold water immersion tubs or ice baths do you have?*How do you keep the water clean (chemicals, filtration, drainage)?Has your staff been trained on safe cold plunge operations?YesNoDo you use a timer to limit immersion duration?YesNoAre safety rules for cold plunge use posted visibly?YesNoAre emergency instructions posted near your cold plunge?YesNoDo you use homemade equipment in your gym?*YesNo

Additional Programs & Activities

Do you offer classes or services besides your martial arts programming?*YesNoIf yes, please describe for us:Do you host competitions, obstacle courses, seminars, or other events?*YesNoIf yes, what is the number of participants you expect at your largest event?Do you provide physical therapy or other sports medicine services?*YesNoDo you include parkour or tumbling classes in your programming?*YesNoDo you have a gun, shooting, or archery range as part of your business?*YesNoDo you use or sell weapons as part of your instruction?*YesNoIf yes, please describe for us:Do you make or repackage supplements, equipment, or other products for sale?*YesNo

Insurance History

Do you have a current workers' compensation insurance policy?*YesNoWhat is the total amount paid annually in wages to your W-2 employees?Do you currently have active business insurance coverage?*YesNoWhich company provides your current business insurance?When is your current policy renewal date?Have you filed any claims to your insurance company in the past three years?*YesNoFor each claim, please provide the date, location, description, and claim amount paid:

Additional Coverage Needs

Do you have any other legal business entities (not DBAs) that should be include in this policy? If yes, please list those out for us:

Additional Insureds

Do you need to add any additional insureds to your policy? If yes, please list those out for us:Do you need Loss Payee certificates for lenders who have financed your equipment? If yes, please list those out for us:

Safety Measures & Final Details

We believe in rewarding gyms that prioritize safety. You'll receive a Gym Insurance+ Discount for each of the following safety measures you've implemented. Check all that apply:

You have an automated external defibrillator (AED) onsite and your coaches are trained to use itYour coaching staff maintains current CPR certification (renewed within the last 2 years)You've developed a safe and effective structured introduction program for new membersYou have security cameras monitoring both the exterior and interior of your facility

Eligibility Confirmation

By responding "I confirm", I acknowledge and affirm that:

My business has not had any serious OSHA violations in the last 3 years.
My business has not filed for bankruptcy in the past 3 years.
My business has not had commercial insurance coverage cancelled, revoked, or non-renewed in the last 5 years.
Neither I nor any business partners have been convicted of a felony in the last 5 years.
I am not aware of any losses, accidents, or circumstances that might give rise to a claim against this policy.

I confirm that I acknowledge and affirm the above statements.

Just a Few Final Questions!

When would you like your insurance coverage to begin?*What is the best phone number to reach you during business hours?*I acknowledge that knowingly presenting false or fraudulent information in an insurance application is a crime subject to fines or imprisonment.I confirm i understand that providing false information may result in denial of coverage or invalidation of any future claims.

Thank you! Your submission has been received! We will email your quote to you shortly.

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